Investor Reporting Doesn't Need To Be A Headache

Increasing Regulation

The post-financial crisis era has resulted in an increase of regulation applying to Investor Reporting in the securitisation market and, as a result, many Investor Reporting firms are struggling to keep up the pace. In an effort to develop a fully-functioning securitised market, regulators have developed a wide body of new reporting legislation to not only re-ignite investor confidence, but to also promote transparency and investor safety within the markets, which is beneficial in a market marred by short-term Brexit uncertainty.

However, this plethora of ever-changing regulation is beginning to create barriers for growth as many firms are held back due to numerous regulatory demands, detaining them from focusing on their core activities.

One of the main Investor Reporting challenges is the lack of data standardisation within the market. Of course, there are various existing legislation and packages in place, which aim to create a consolidated and standardised level of bond, loan and property reporting. Some of which are the European Investor Reporting Package (E-IRP), the Common Reporting Standard (CRS) and the Ana Credit regulation.

 However, this only slightly alleviates the amount of work involved and associated costs as, although, the intention is to create a single global standard, the varied requirements across jurisdictions makes Investor Reporting a time consuming and onerous task.

In an effort to retain focus on their core responsibilities, Investor Reporters are having to look at ways to streamline procedures and restructure in-house services.

What is the solution?

Many Investor Reporting firms are beginning to lean towards the idea of partial or complete outsourcing of a variety of their in-house services and functions, ultimately weighing up the value of each service and their ability to adapt to meeting the needs of both the regulators and their clients in a cost-effective and risk adverse manner. It is clear to see that this is the next step for Investor Reporting firms and many others in the industry.

So, why is outsourcing the answer?

According to an EY study of Outsourcing in Europe, two of the most important reasons for outsourcing lay in the reduction of costs and the improvement of efficiencies.


Needless to say, not only does specialised near-shore outsourcing offer this cost effective solution to streamlining in-house services, it also provides firms with a vast pool of skilled resources and technologies, allowing Investor Reporters to focus on their core competencies.

Stephanie Todd


Stephanie joined FinTrU in 2014. Since then she has worked on the Loan Servicing Team for a leading Asset Management firm.

Stephanie is a graduate of University of Ulster where she gained a BA Hons English Literature. Keen to develop a career in financial services, Stephanie subsequently came on board with FinTrU through our original graduate academy intake.


The FinTrU Financial Services academy is a bespoke programme comprising intensive training in financial markets, and financial regulation with a focus on data analysis and management.


As a member of the FinTrU Commercial Real Estate Loan Portfolio Servicing Team, Stephanie’s key focus is in Loan Administration and Investor Reporting.


Stephanie is responsible for identifying and extracting key information from Facility Agreements, rate fixing of loans, interest calculations notices, loan drawdowns and annual auditing of loans. In addition to this, Stephanie also compiles packs to provide investors with an overview of the overall performance of their investments, alongside, producing E-IRP reports in line with CMSA standards and guidelines.